Loans

Real Estate Loan

Real Estate Loan

Buying a home could be the largest purchase you will ever make. Since this isn’t something you do every day, it is natural to have questions about the home buying process

Filidian Bank has been lending money to area residents for the purchase or construction of their homes. We offer a variety of Real Estate Loans to meet the housing needs of the community.

Real Estate Loan is suitable for purchase or construction of the following:

Single-family or multi-family homes for residence or investments, including townhouses and condominiums. Commercial building for Owner’s use or Business Investment. Lot for future construction of residences. Loans for various needs such as improvements, renovation, or remodeling are secured by the equity in owner, non-owner occupied residential dwelling,s or commercial buildings.

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*Quoted loan amount and monthly amortization below are indicative only. Final loan amount, monthly amortization and applied rate shall be confirmed in your loan documents upon loan approval.

You can borrow at a monthly installment of

Requirements
  1. Transfer Certificate of Title
  2. Tax Declaration of Property
  3. Tax Clearance (Current Year)
  4. Recent Picture of Property
  5. Vicinity and Lot Plan
  6. Proof of Income
  7. 2 Valid Gov’t ID’s (SSS,Passport,Voter’s, Driver’s License, etc.)
  8. Proof of Billing
List of Accepted Locations
  • Quezon City, Mandaluyong, Pasay, Parañaque, Muntinlupa, Pateros, Caloocan, Valenzuela, San Juan, Manila, Taguig, Las Piñas, Pasig, Malabon, Navotas & Makati
    Appraisal Fee: Php 4,000.00 per title
  • Antipolo, Angono, Binangonan, Taytay, Tanay, Cainta, Marikina, Morong, San Mateo and Other Rizal Areas
    Appraisal Fee: Php 3,000.00 per title
  • Cavite, Laguna, Batangas, Quezon Province
    Appraisal Fee 6,000.00 per title
Additional Information
  1. There must be an access road passable to motor vehicles, minimum of three (3) meters wide.
  2. Properties with Squatters are not acceptable.
  3. Properties outside the above areas may be acceptable on a case‐to‐case basis and the appraisal fee for those areas will be advised once the collateral offered for an appraisal is acceptable.
  4. Appraisal fee must be paid prior to inspection & is non‐refundable once appraisal has been conducted.